ACA Coverage Eligibility Check

Do you currently have Medicare or Medicaid?

Millions of Americans qualify for up to $6,400 in annual ACA subsidies. Answer 2 quick questions to see if you are eligible.

Are you under 65 years old?

ACA Marketplace subsidies - up to $6,400/year - are available to individuals between 18 and 64 years of age.

Great News!

You Qualify for Up to $6,400 in ACA Health Subsidies!

Based on your answers, you may be eligible for up to $6,400 in annual subsidies through the ACA Marketplace — possibly bringing your monthly premium to $0/month.

Average Annual Subsidy
$6,400
per eligible household
  • Low or zero-cost monthly premiums based on income
  • Comprehensive coverage including doctor visits, prescriptions & hospital care
  • No coverage denials for pre-existing conditions
Claim your $6,400 subsidy — call now
(888) 403-8464
Free consultation  ·  Mon–Fri 8am–8pm EST  ·  No obligation
(888) 403-8464 Start over

You May Not Qualify for ACA Subsidies

Based on your answers, you may already be covered under a government program, or may be eligible for Medicare. But we can still help you find the right plan.

Start over

Eligibility Disclaimer

This tool is a brief eligibility screening questionnaire only and does not constitute a formal eligibility determination, enrollment, or application for health insurance coverage. Results are for informational purposes only. Final eligibility for ACA Marketplace plans and premium tax credits is subject to verification by the Health Insurance Marketplace and the Internal Revenue Service (IRS) based on household income, family size, citizenship status, and other factors.

Not an Insurance Contract

Nothing on this page constitutes an offer or contract of insurance. Coverage is not guaranteed until a completed application is reviewed and accepted by a licensed insurance carrier. Plan availability, premiums, deductibles, and benefits vary by state, county, and insurer. All plans are subject to the terms and conditions of the applicable insurance policy.

Licensed Agent Disclosure

By calling the number provided, you will be connected with a licensed health insurance agent or broker. Agents may be compensated by insurance carriers for enrollments. You are under no obligation to purchase any plan. Speaking with an agent is free of charge. Agents are licensed in the states where they operate and are required to comply with applicable state and federal insurance regulations.

TCPA / Communication Consent

By using this tool and/or contacting us, you consent to receive calls, text messages, and emails from licensed insurance agents and their representatives regarding health insurance plans. Message and data rates may apply. You may opt out at any time by replying STOP to any text message or by notifying the agent directly. We do not sell or share your personal information with third parties except as necessary to connect you with a licensed insurance professional.

Privacy Policy

We are committed to protecting your privacy. Any personal information you provide is used solely to assess your eligibility and connect you with a licensed insurance agent. We do not sell, rent, or trade your personal data to unaffiliated third parties for marketing purposes. For full details, please review our Privacy Policy. Our practices comply with applicable federal and state privacy laws, including HIPAA where applicable.

ACA & Government Program Notice

This website is not affiliated with, endorsed by, or operated by the federal government, HealthCare.gov, the Centers for Medicare & Medicaid Services (CMS), or any state Marketplace. Medicare and Medicaid are separate federal and state programs. If you believe you may qualify for Medicare or Medicaid, please contact your state Medicaid office or visit Medicare.gov for more information.

No Guarantee of Savings

References to "$0/month" or low-cost plans are illustrative examples based on certain income levels and subsidy eligibility. Actual premiums, cost-sharing reductions, and out-of-pocket costs will vary depending on your specific income, household size, location, and the plan you select. Subsidies are subject to annual reconciliation with the IRS on your federal tax return.

© 2026 · All Rights Reserved · This site is operated by a licensed insurance marketing organization (IMO). For questions, contact your agent directly.